KCCB and JCCB Clerk: Syllabus, Cooperative Banking Topics and Preparation
Kangra aur Jogindra Central Cooperative Bank ke clerk paper ka syllabus, cooperative banking ke topics aur taiyari ka plan.
Kangra Central Co-operative Bank and Jogindra Central Co-operative Bank
KCCB JCCB Clerk Mock Test 2026
केसीसीबी / जेसीसीबी क्लर्क मॉक टेस्ट — हिंदी और अंग्रेज़ी में, असली CBT परीक्षा जैसा
Practise KCCB JCCB Clerk in the real computer-based format: Hindi and English questions, a solution for every question and your rank among Himachal aspirants.
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About the KCCB JCCB Clerk exam
The Kangra Central Co-operative Bank (KCCB) and the Jogindra Central Co-operative Bank (JCCB) are district central cooperative banks in Himachal Pradesh. They recruit Clerks (and other staff) for their branches, where the clerk handles counter work, cash, deposits, loan records and customer service.
Current status: we could not confirm a KCCB or JCCB Clerk advertisement for 2026 at the time of writing. Each bank publishes its own notification with the vacancies, qualification, age limit and the written test, and the exam may be conducted through an outside agency, so check the bank's official website. Do not confuse these banks with the Himachal Pradesh State Cooperative Bank, whose clerk exam has its own page: HPSCB Clerk.
The written test is usually a banking-style objective paper with reasoning, numerical ability, English, general awareness (banking and cooperative awareness) and Himachal GK. Cooperative banking basics, such as the three-tier credit structure and the role of NABARD, are asked often.
How to prepare: practise banking-style reasoning and quant daily, revise English grammar, study cooperative banking and RBI basics, and take timed mocks. Start with the free KCCB / JCCB Clerk mock test.
Always check the latest official notification for the current exam pattern, syllabus and eligibility.
KCCB JCCB Clerk syllabus at a glance
- Reasoning
- Numerical ability
- English language
- Banking and cooperative awareness
- Himachal Pradesh GK
KCCB JCCB Clerk mock tests
Free tests (2)
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KCCB / JCCB Clerk Free Mock Test 1
केसीसीबी / जेसीसीबी क्लर्क फ्री मॉक टेस्ट 1
15 Qs · 15 marks 15 min
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Himachal GK Free Mock Test 1
हिमाचल GK फ्री मॉक टेस्ट 1
25 Qs · 25 marks 20 min
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KCCB JCCB Clerk mock test questions with answers
Q1. The Reserve Bank of India (RBI) was established in:
भारतीय रिज़र्व बैंक (RBI) की स्थापना कब हुई थी?
- A. 1 January 1935 / 1 जनवरी 1935
- B. 1 April 1935 / 1 अप्रैल 1935
- C. 15 August 1947 / 15 अगस्त 1947
- D. 26 January 1950 / 26 जनवरी 1950
The RBI began operations on 1 April 1935 under the RBI Act, 1934, and was nationalised on 1 January 1949.
Q2. In the three-tier short-term cooperative credit structure, the District Central Cooperative Bank (DCCB) works between the:
त्रिस्तरीय अल्पकालीन सहकारी ऋण संरचना में जिला केंद्रीय सहकारी बैंक (DCCB) किनके बीच कार्य करता है?
- A. RBI and NABARD / RBI और नाबार्ड
- B. NABARD and commercial banks / नाबार्ड और वाणिज्यिक बैंक
- C. State Cooperative Bank and the Primary Agricultural Credit Societies (PACS) / राज्य सहकारी बैंक और प्राथमिक कृषि ऋण समितियाँ (PACS)
- D. Gram Panchayat and Zila Parishad / ग्राम पंचायत और जिला परिषद
The structure is the State Cooperative Bank at the top, the District Central Cooperative Banks in the middle and the PACS at the village level.
Q3. The right to form cooperative societies was made a Fundamental Right under Article 19(1)(c) by which Constitutional Amendment?
सहकारी समितियाँ बनाने के अधिकार को अनुच्छेद 19(1)(ग) के अंतर्गत मौलिक अधिकार किस संविधान संशोधन से बनाया गया?
- A. 97th Amendment, 2011 / 97वाँ संशोधन, 2011
- B. 73rd Amendment, 1992 / 73वाँ संशोधन, 1992
- C. 86th Amendment, 2002 / 86वाँ संशोधन, 2002
- D. 42nd Amendment, 1976 / 42वाँ संशोधन, 1976
The 97th Amendment (2011) added 'cooperative societies' to Article 19(1)(c) and inserted Part IXB (Articles 243ZH to 243ZT).
Q4. The rate at which the RBI lends short-term funds to commercial banks against government securities is called the:
जिस दर पर RBI सरकारी प्रतिभूतियों के बदले वाणिज्यिक बैंकों को अल्पकालिक ऋण देता है, उसे क्या कहते हैं?
- A. Reverse repo rate / रिवर्स रेपो दर
- B. Bank rate / बैंक दर
- C. CRR / सीआरआर
- D. Repo rate / रेपो दर
The repo rate is the rate at which the RBI lends to banks against securities; a higher repo rate makes borrowing costlier for banks.
Q5. What is the compound interest on ₹10,000 for 2 years at 10% per annum, compounded annually?
₹10,000 पर 10% वार्षिक दर से 2 वर्ष का चक्रवृद्धि ब्याज (वार्षिक संयोजन) कितना होगा?
- A. ₹2,000
- B. ₹2,100
- C. ₹2,200
- D. ₹2,400
Amount = 10,000 × 1.1 × 1.1 = ₹12,100, so compound interest = 12,100 − 10,000 = ₹2,100.
How to practise for KCCB JCCB Clerk
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Latest KCCB JCCB Clerk updates
All exam updates →KCCB JCCB Clerk — FAQs
KCCB aur JCCB kya hain?
Ye Himachal ke district central cooperative banks hain: Kangra Central Co-operative Bank (KCCB) aur Jogindra Central Co-operative Bank (JCCB). Dono apni bharti alag nikalte hain.
Is this the same exam as the HPSCB Clerk?
No. HPSCB is the State Cooperative Bank and has its own recruitment. The paper style is similar, so the preparation is largely common.
Which topics are special to cooperative bank exams?
The three-tier cooperative credit structure, PACS, NABARD and cooperative laws, apart from the usual banking awareness, reasoning, quant and English.
Is the KCCB JCCB Clerk mock test available for free?
Yes. You can start with free KCCB JCCB Clerk mock tests without logging in. Log in for free to save your results and see your rank among Himachal aspirants.
Is the KCCB JCCB Clerk mock test available in Hindi?
Yes. Every question, option and explanation is available in both Hindi and English, and you can switch language at any time during the test.
Is the test interface similar to the real KCCB-JCCB exam?
Yes. Tests run in a CBT interface with a question palette, Mark for Review & Next, Save & Next, section tabs and an auto-submitting timer, just like government computer-based exams.
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Independent practice platform, not affiliated with Kangra Central Co-operative Bank and Jogindra Central Co-operative Bank. Always read the official notification.